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Right now I'm at Universities, been here since 8:00 and soon it's time for lunch, diamond is not crash getting really hungry! diamond is not crash Unfortunately, many hours left, I snuck earlier yesterday (wanted to practice hockey), you must add one hour and thirty minutes. This means that I will not be here fore 17:30 today, PINs are really looking forward to it, do not! You might wonder why I sit on the University as long as I do. It's not too often you hear me sit at the university and study, should be said that I have actually written exam this Monday, 14:00 to 19:00 in decision making. To make it sound a bit more spectacularly so, judgment and decision making, haha! Because I have at the beginning of the semester lived pure luxury life, not needed diamond is not crash to be on the curricula of the university more than the few times we had lectures. Been able to put down all my free time to the things I find funny (train) and could be up exactly how long I want. Many students who like to stay up late nights and sleep away the days. I try during diamond is not crash exam periods, see the exam as my work so that I sit from 08:00 to 16:00 every day, which means seven hours of study, with small breaks (as now) and a slightly longer lunch in thirty minutes.
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Harvard professor Max Bazerman argues for the need to develop our usual way of implementing decisio

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During the turbulent 2009 was the need for better analysis and decision-recurring discussed. The report Getting Ahead in a recession by making better Decision from the Economist Intelligence Unit expressed, for example, based on examples from previous gta san andreas crash fix economic crises, it is possible to strengthen their competitive position by taking the right decisions in difficult conditions. During a crisis, most companies are busy react defensively, creating opportunities for those companies that are able to act aggressively.
Harvard professor Max Bazerman argues for the need to develop our usual way of implementing decisions. One such improvement is according Bazerman necessary when the costs of wrong decisions increases, while many important decisions are taken incorrectly. gta san andreas crash fix A common error is that the decision maker relies gta san andreas crash fix solely to their own experience, their intuition. gta san andreas crash fix A gut feeling gta san andreas crash fix that often, quickly and easily, leading to the right decision, but when the wrong signals given risk it lead to wrong decisions. In other cases, common rules of thumb - for example, a historical-defined yield - which usually leads us enough right, but can give rise to large errors when the ambient conditions, such as interest rates, have changed.
In order to develop decision-making need better information. An information obtainable using formal analysis and an IT support. Investments in IT, which aims to support advanced analysis and decision, expected by the Gartner Group, becoming gta san andreas crash fix one of the most important areas in 2010. While IBM has realized the analysis and decision support large potential. They therefore created gta san andreas crash fix in 2009 a special consulting unit with orientation towards advanced analysis. A first outward impressions within the knowledge of the company made later in the year with the report, Business Analytics and Optimization for the Intelligent Enterprise.
The most interesting gta san andreas crash fix I recently still has some of the lectures on moral decision making ("Justice") as Michael Sandel gives at Harvard. On many issues, we can not logical, mathematical, calculate deliver a true or a clear-cut best decision. It comes with clarity when there is a moral dimension to consider in the decision. In these cases you need to be able to think for yourself and then test their ideas with others gta san andreas crash fix in developing and guiding calls. That's exactly what Sandel seems to do at his lectures. Very interesting.
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Interestingly! In environmental economics, we have begun testing a little bit what happens if we as

Do not write in, overwrite! - Ekonomistas
Top Contributors Johanna Möllerström Jesper Roine Lars EO Svensson Daniel Waldenström Jonas Vlachos Robert Ostling Ekonomistas Guest Contributors Earlier writers Martin Flodén Eve Dark Categories Labour Behavioural Economics Housing Policy Finance Business are house prices going up Financial Stability International Curiosities Suggested Reading Macro Method Environment Public Sector Monetary policy Politics Education and research Welfare Archives 2013 2012 2011 2010 2009 2008 Links Other blogs Data Resources About About Ekonomistas say about us
In almost all applications where we writing must sign we left truthful information, this is done by a signature at the bottom of the paper. It means that you usually only fill in the information and then certifying that they are truthful. But what happens if you turn on the scheme, that is, if you first declare are house prices going up that the information you submit is truthful?
A very recent study authored by the likes of Max Bazerman and Dan Ariely shows that this actually makes us respond more truthfully. Writing during the first gives us a little reminder that we must be truthful, which tends to give honest answers. This is shown partly are house prices going up in a field experiment done in conjunction with an insurance company. The policyholder shall certify the mileage on his car and those who wrote during the first and fill in the task afterwards stated on average are house prices going up that they had driven about 10 percent are house prices going up longer distance. In a parallel laboratory experiments, participants were to give their extra expenses to get to the experiment (which they were replaced) and those who wrote during the first, nearly 50 percent lower overhead!
This study is saying that it might be a good idea to go from the signatures of writings when you want truthful information. An unanswered question are house prices going up is what the long term effects are - we might get used to write on the top and the effect might therefore fade the longer term. But on the other hand, the cost of moving to a signature minimal.
I really hope that the study contains some form of verification of the data set, so that I read your post, I see no connection between honesty and place of signature, it appears only that there is a substantial connection between where you write 'over' and estimates , it seems obviously underestimate things if you sign before you write the text. That this is necessarily a lie seems to be the fastest biased conclusion, I heard today.
In labexperimentet was also examined other outcome variables, including participants could cheat by saying that it got a better result on a test than they really were (as verified). 37 percent cheated when they wrote over 79 percent when they signed. Besides, the study also two other labexperiment that I have not written about here, everything will not fit in a blog post. But although the study seems very well made, always take the first study about something with a grain of salt, it is only when the study replicated a couple of times we should start doing all the forms in the Swedish bureaucracy ...
My boring lawyer brain thinking understood immediately what can go wrong when a system of headings. One advantage of signatures is that the signature restricts text space: it will be difficult to add anything to the text after his signature, but it would have to be squeezed into a (hopefully) already full space. When a title is hard to similarly limit the text area, and it will be easy for someone else to add to the text and thus falsify it affirmed.
When it comes to finished form this should not be so important, but in other contexts, you're right. Is it not, moreover, the practice of courts to witness first promise to tell the truth and then with his testimony? Can one imagine that the reason is the same as that of the upper and signatures?
I think you are right in terms of the affidavit and the oath, but where's the other side space is limited by the formal framework: the hearing ended, ceases truth obligation. However, you are absolutely right about the standard form, but then the caption box of cognitive reason enough to be done right so prominent, so it really filled out first of all: a bit like the solemnity surrounding are house prices going up an affidavit or oath.
It is certainly true. I have noticed astoundingly often that people who write on a blog under a pseudonym very often exaggerate both their experience and know-how. Something that makes a seasoned blogger suspicious once. And double check the info. As enlightenment are house prices going up to those who write under a pseudonym.
Interestingly! In environmental economics, we have begun testing a little bit what happens if we ask respondents to "promise to answer are house prices going up truthfully" in questionnaire are house prices going up studies (which usually involves issues where it can find

Top Contributors japanese legal system Johanna Möllerström Jesper Roine Lars EO Svensson Daniel Wal

The focus on performance rather than prejudice - Ekonomistas
Top Contributors japanese legal system Johanna Möllerström Jesper Roine Lars EO Svensson Daniel Waldenström Jonas Vlachos Robert Ostling Ekonomistas Guest Contributors Earlier writers Martin Flodén japanese legal system Eve Dark Categories Labour Behavioural Economics Housing Policy Finance Business Financial Stability International Curiosities Suggested Reading Macro Method Environment Public Sector Monetary policy Politics Education and research Welfare Archives 2013 2012 2011 2010 2009 2008 Links Other blogs Data Resources About About Ekonomistas say about us
How can the employment decisions are made without preconceptions about people japanese legal system based on their gender, for example, come into play? How is that decisions are based on actual performance rather than on prejudice? One way is clear that decoding applications, i.e. not give information on the queue (if this research has Ekonomistas written earlier). But often it is not possible or even desirable. Iris Bohnet, Alexandra van Geen and Max Bazerman has tested a small but powerful intervention that seems to do the trick, although information about sex can not be hidden: the evaluation of candidates in groups rather than individually.
In "When performance trumps gender bias: joint versus separate evaluation", they take their starting point in research that shows that when you find out a person's sex is activated prejudices about the person. This is done automatically and is difficult to influence, even for a person who considers himself (and may also be) aware that this is happening. The hypothesis tested in the paper, and the authors also find support for, is that when people are evaluated invididuellt dates such prejudices greater leeway than when several candidates japanese legal system are evaluated simultaneously and compared against each other.
Bohnet, van Geen and Bazerman conducted a laboratory experiment in which they had 550 people act as "employer". Employers' task was to evaluate the "candidates" (in the experiment included a total of 100 people as candidates) who would carry out a task. Employers had to decide who would "employ" and they were paid more in the experiment if their employees did a great job. In the first part of the experiment performed candidates japanese legal system a number of math tasks. Men and women passed the task equally well, but employers japanese legal system Prejudice was that men could do it better. Employers were then informed that they would now have the opportunity to hire a candidate and that they would get paid based on how well the employee performed a similar task a second time (the correlation between how well the candidates japanese legal system completed the task first and the second time was obviously high).
Subsequently presented each employer with a number of different candidates. For half of the 550 employers was the presentation of the candidates individually: they saw one candidate at a time, with information about the candidate's gender japanese legal system and how well the hen coped with the task in the first round. The second half of the employers were the presentation of the candidates in the group: they got to see information about all the candidates they had to choose between simultaneously, and also this related information candidates' sex and how well they coped with the task in the first round.
The difference may seem small, japanese legal system but it made a big difference to how employers decisions about who should be hired. After the presentation of the candidate was focused individual employers less on how well they had passed the task and let themselves rather than be led by the prejudices they had tied to the person's gender (ie men "should" handle the task better). This led to the employee more men who performed poorly in the first round and at the same time rejected high-performing women. After the presentation of the candidates japanese legal system instead was such that several candidates were pitted against each other ended employers focus instead on how well they had passed the task in the first round. japanese legal system This led, in turn, to a much larger extent hired the candidate who had performed best, no matter what gender the person had. The result was not only to male and female candidates now had the same chance of being employed, but also to those hired performed better. A win-win situation, in other words.
How can the difference be so big? Bohnet, van Geen and Bazerman explain their results by using previous research showing that when people evaluate one option at a time, without having anything japanese legal system to explicitly compare against, they use a way of thinking based on intuition japanese legal system (what Nobel laureate Daniel Kahneman call for systems 1 in his bestselling book "Thinking, Fast and Slow"). This intutionsbaserade way to make decisions easily influenced by prejudice. When several options are presented simultaneously activated instead a more logical and reasoning ways of thinking (system 2 with Kahneman's words). Then it harder for prejudices based on such sex to get a say in the matter, but instead the focus is on track facts. (More research on this sole

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Luxury villas in Greece is more affordable luksoznite vili v gurciya vse po- dostupni ~ Financial shiller index News finansovi novini
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Luxury villas on the Greek islands are increasingly attracting millionaires and Hollywood stars like Tom Hanks as their prices have fallen to 45 percent, after the Greek crisis hit and demand for real estate market. These are the estimates of the US agency Bloomberg, quoted by Athens in. "Imerisiya". Bloomberg believes that to buy a luxury villa on the Greek island is much more accessible than before and gives an example of a semi-finished villa on the island of Mykonos, offered 2 million. Euro, after its price was lowered to 500,000, and with a three-bedroom house on the island of Corfu, whose price was lowered from 1.4 million to 750,000. The publication of the agency said that one of the reasons that led to lower prices offered, is the taxation of large real estate in Greece. The package of economic shiller index measures of the government Papandreou includes an additional tax on real estate whose value exceeds 5 mln. Euros. Higher tax is provided for owners of property in excess of 400,000, says the author of the material. As another reason, emphasizes the fact that the Greek buyers have exported capital abroad and have taken appropriate investments abroad. Characteristic was the example of London, where 6 percent of the purchases costing over 2 million. GBP / 2.4 million. Euro / were made by the Greeks. shiller index Bloomberg notes that because of the crisis adjustments down the prices of luxury villas in Spain, Portugal and Italy are smaller than in Greece. This price drop for Spain is 8-10 percent. Author: www.economynews.bg
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2-3 decks - 6lv. / Pack 4 or more testeta- 5lv. / Deck. Standard maps of the US firm Bicycle. Altho

Cards Bicycle, double index plastics - 5 lev poker store Igrach.com
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2-3 decks - 6lv. / Pack 4 or more testeta- 5lv. / Deck. Standard maps of the US firm Bicycle. Although not 100% plastic, they are much more durable than those offered cards in poker suitcases, and those you can buy at street stalls in Bulgaria. We have decks with blue and red backs. The price for delivery on demand to office courier "Econt Express" house appraisal tips is about 3,5lv. We have limited numbers of decks of cards the following models: Bicycle Robocycle- cost 10 leva. TALLY-HO circle back nine - cost 10 leva. ARISTOCRAT- price 18lv. Bicycle Black Tiger red-price house appraisal tips 18lv. Bicycle Black Tiger white-cost 18 lev. Bicycle Arcane Black - 22lv price. Bicycle Arcane White - 22lv price. For a detailed explanation of the different types of cards and their benefits, please read: Poker Cards: types, properties and prices ...
Poker site to Igrach.com is home to the largest poker community in Bulgaria. Igrach.com is owned Igrach.com Limited, duly registered in Malta and operating under the laws of the European Union. Igrach.com is strictly informative and provides the best poker books in Bulgarian in Internet. We do not offer paid services on the site and in Igrach.com can not play poker. We believe that poker is a sport like any other, but unfortunately house appraisal tips many jurisdictions in the world treat it as gambling. For this we ask you to comply with legislation in force in your country of residence. We are not responsible for your actions and do not urge you to bet their own money.

The reasons for this proposal are that the methodology for setting the reference interest rate and

Reference rate is the interest rate that the lender uses as a base for calculating the interest rate on the loan. It is a market index or index that is calculated japanese legal system by the creditor specified by its methodology, which is available on the website of the lender. The reference rate is made public through the provision in electronic form including the website of the lender and the information is kept available to interested parties in accessible writing on the premises of the creditor
The reasons for this proposal are that the methodology for setting the reference interest rate and its change should be permanently available on the website of the financial institution. This ensures that each borrower will always have access to any changes without having to visit the office of the financial institution. Read more on this topic here: No similar topics Did article?
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Toyota's electric cars are widely available elektricheskite avtomobili na Toyota stavat nationwide house price index masovo dostupni ~ Financial News finansovi novini
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Japanese automaker Toyota Motor Corp is ready in 2011 to start free sale of affordable hybrid cars that can be charged from a regular power outlet, reported Russian site K2Kapital. This was announced by Executive Vice President Takeshi Ukiyamada company in the presentation of the latest model of the Prius Plug-In Hybrid. Until now these machines are available for government and business, but not for the average user. Around 600 of these models will be delivered this year in global markets, is as follows: 230 in Japan, 150 in the US and 200 in Europe, specifies Associated Press. Model Prius Plug-In Hybrid combines a gasoline internal combustion engine and electric motor. The new model is able to travel 23.4 km on electric motor only without recharging, and the cost of gasoline is 1.75 liters per 100 km. Author: www.economynews.bg
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MasterCard presented at the World Congress trade (WRC) in Paris its new product Mobile Top App Inde

Newsletters Registration / Why register? / Login id.capital.bg log Europe Business Daily Diary Diary L! VE Capital Careers HoReMag Regal Foreign Policy - Bulgaria Gradat.bg Property Index Bacchus Search exhuberance
Home News Magazine Product of industry products and promotions Retail In Detail Advertising Forum Newsletter Facebook Bulgaria World Digest Events exhuberance Galleries Home News World MasterCard help consumers to shop on the go
MasterCard presented at the World Congress trade (WRC) in Paris its new product Mobile Top App Index - a unique pan-European index that will track all publicly available mobile applications for shopping in Europe. The index is designed to determine the best uses for shopping in the European markets and reveal how users use modern technology when shopping on the go. Who are the best mobile apps for shopping in Europe from 20 categories exhuberance will become clear at the Mobile World Congress (WMC) in March 2015. "As innovation evolve with the growing consumer demand, our ability to shop by mobile device never was easier. MasterCard is a technology company that connects banks, merchants and consumers. Our Mobile Top App Index will identify the most important decisions exhuberance in the field of mobile exhuberance shopping applications for the benefit of European consumers and retailers, "said Javier Perez, president, MasterCard Europe. The index will evaluate all mobile applications in 36 European countries. A dedicated team of experts MasterCard, in close cooperation with Dr. Carsten Sorensen, an associate exhuberance professor of digital innovation at the London School of Economics and Political Science, will evaluate applications. Dr. Sorensen said: "The variety of smartphone applications is revolutionizing the way people think about their tasks, exhuberance and the close relationship that consumers exhuberance build with their smartphones creates demand for innovative applications of high quality. As shopping is one of those things we make daily TOP App Index, MasterCard has the potential to help people find the application for shopping, they need and will act as a catalyst for the entire industry. " Survey of consumers on how they use mobile shopping applications currently conducted before launching Mobile Top App Index, shows that more than half of Europeans with smartphones already have installed applications for shopping but only 56% of them use them regularly. exhuberance 38% of European smartphone owners say they intend to use mobile applications for shopping over the next 12 months. The most popular applications for purchase are those that allow cash recharge (top up) and help consumers choose and buy different media content. Shopping for fashion and cosmetics, as well as tickets to entertainment also became popular. About 30% of regular users of the applications say they have used these features. Although safety remains the main concern, the study revealed exhuberance that if consumers find that shopping with application saves them money or discomfort, 60% of them would gladly shopped exhuberance via a mobile app more often. "We are aware that much of pazaruvanetoveche happened in mobile devices. There are brilliant applications of many traders in Europe, but it is difficult to track down the best due to differences in countries and languages. I am convinced that while we complete index in March 2015, we will be able to identify the most innovative and to share valuable information about the market of mobile applications for shopping in Europe, exhuberance "promised Chris Kangas, Head" Contactless payments on Europe "MasterCard. Facebook Twitter Email
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Latest news Tanya Koseva Boshova: Negotiate exhuberance the purchase of other chains exhuberance One of the founders of "Bella Bulgaria" retired from holding * Most shopping centers in Sofia with declining revenue * Rents in the capital's shopping malls are between 0 square and 2,000 9 sq. m * Malls enter the stage of the battle for customers and tenants *
Mystery Shopper Price jumps in non-food With more than 1 lev (about 12%) increased the average expense section of household goods monitored by the Mystery Shopper magazine. "Regal" exhuberance in August compared with the beginning of July.
Story sanctions upcoming Depreciation effect of agricultural production in the European market exhuberance coincides with serious problems exhuberance of internal, which dramatically increased exhuberance the cost of domestic production.
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Transparency - Mutual Funds prices e2value published each NAV calculation and investors can follow

Mutual Funds - Mutual funds help more people realize their long-term financial goals. Understanding what are mutual funds, what are the different types of funds and how they can help you to realize your financial plan. This knowledge is a good basis for your meeting e2value with your investment adviser. What is a mutual fund? Mutual funds are professionally managed investment portfolios of various types of financial e2value assets - stocks, bonds, commodities and others. Investors in the funds have similar objectives and risk profile. When you buy shares of the fund, you get part of its portfolio, corresponding to the amount you invested. In Bulgaria mutual funds are known as collective investment schemes (CIS). What are the benefits e2value of investing in mutual funds? Buying a mutual fund provides significant advantages for investors to invest in independent individual assets:
Professional management - Mutual funds are managed by professional portfolio managers e2value who have the necessary experience, expertise and access to a variety of financial markets to structuring and managing investment portfolio.
Flexibility - If your investment goals change, you can sell a fund that you no longer satisfies to redirect their money to another that corresponds e2value to your new expectations and risk profile. Management companies usually have a variety of funds and can advise you and offer you a suitable alternative.
Lkvidnost - It is very easy to download part or entire amount invested. You need to run the redemption of shares and within a few days you can have your money. The amount received may differ from the initially invested due to the change in the NAV of the Fund.
Transparency - Mutual Funds prices e2value published each NAV calculation and investors can follow them prices on the internet page of the publisher. Investors regularly receive comments for investment portfolio management and market environment. What types of mutual funds are there? There are many different types of mutual funds. They differ in their focus, the assets in which they invest, and the strategy of portfolio management that apply.
Money Market Funds - Primary raised from the fund is invested in various deposits and other liquid fast and short-term instruments, e2value as their primary objective is to maintain the initial investment and modest short-term income and liquidity.
Funds in different types of alternative assets - These funds invest in different types of assets, thereby e2value benefiting from the properties of diversification. These funds are typically actively managed e2value and aimed at obtaining both short-term profitability and long-term return on invesititsiyata. Why invest in mutual funds? Mutual funds offer investors the benefits of professionally managed portfolio of securities and better diversification of investment. They are ideal for people e2value who do not have necessary knowledge, time and opportunities to manage their own money. How to invest in mutual funds? Investment in a mutual fund is by submission of an order for purchase of units of the Fund at the offices of the company which is the fund or remotely over the Internet.
Hedge funds are a type of investment funds, which have some features in common with mutual funds, but also have a far greater number of differences from them. What are hedge funds? Hedge funds etc. belong to alternative investments. They are intended for professional investors or individuals of great wealth (usually net asset value of over 1 million. Dollars), usually the initial minimum amount to become investors start from 100,000 euros / dollars. What we must consider e2value when investing in hedge funds? Investment in hedge funds is illiquid, usually the minimum requirement for it is the means to remain in the Fund at least one year. Managed by highly experienced professionals who aim to achieve absolute returns. e2value The most frequently advertised monthly cost of portfolio they manage. Hedge funds often use large leverage that varies within months. This has a major impact on the profitability and risk of the fund. The use of various hedging techniques such as selling short, with unlimited potential for loss and frequent change e2value of style, significantly distorted and difficult to measure profitability. What are the peculiarities of an investment in a hedge fund? The most important feature of this type of funds is that they are not regulated. They have no obligation to declare their positions to the public, nor to Mr.

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10 of the most popular companies in the world | Daily - A site for news from the world and Bulgaria
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Walt Disney Co. - One of the largest and most recognizable companies for fun, favorite brand of many people around the world. This indicates a new global study of the consulting firm APCO Worldwide. The survey was conducted among more than 70,000 e2value users in 15 countries, the participants were asked what their attitudes are about 600 of the most famous brands in the world. The arrangement of the companies is based on the so-called. Emotional Linking Index from 0 to 100 that assesses how individual brands communicate with consumers in terms of understanding, accessibility, readability, relevance, esteem and more. Here are 10 of the most popular companies e2value in the world.
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High index lenses can be much thinner and lighter, even with high diopter. The three main types of

Spectacle lenses with high index of refraction. Thin and light | Optobg
His glasses Eyeglass prescription glasses sunglasses appropriate for me glasses contact lenses contact lens care Types interesting? HEALTH EYE Anatomy of the eye diseases and vision conditions over 40 products to help Opticians and eye centers SMART BUY Where to buy? Who is my product? Zabluzhdeniyata REVIEW EVENTS
Topics: Choose a theme HEALTH EYE Anatomy of the eye diseases work values inventory and vision conditions over 40 Opticians and eye care centers in Products Types of contact lenses caring for lenses interesting? BUY SMART Zabluzhdeniyata Who is my product? Where to buy? His glasses prescription glasses appropriate for me glasses Sunglasses Eyeglass REVIEW EVENTS work values inventory
The thinner work values inventory and lighter lenses with high refractive index (nd) of high quality materials affect the glasses in a very important way. Thin lenses are attractive, while not large. Lightweight glasses are comfortable, while not heavy. So it's no surprise that most of us want the most thin and light lenses. This applies in particular to those whose diopters are higher. Most consumers are myopic glasses. Lens spelling work values inventory correction of myopia with thicker edges and thinner in the middle. The higher the values that are thicker edges. Most of today's fashion work values inventory frames are made of plastic or metal with a thin circle than the edges of the lens itself. Also, the popular rimless frames (frames without kazhila intended a o that the edges of the lenses are fully covered. In both cases, the edges of the lens are very visible. These thick edges can distract from the appearance of your glasses and do not look well. How are lenses with high index of the standard
Spectacle lenses are able to correct vision because they refract work values inventory light passing through the lens. Amount of refracted light, which is necessary to ensure good vision is defined by prescription for glasses provided by your eye doctor. Weak eyes, the value of the recipe work values inventory is higher, and the lens must refract light more to provide clear vision. Prescriptions work values inventory for nearsighted people begin with a minus sign (-). If your prescription is -5.00 diopters for example, you are very nearsighted and need a stronger lens than any prescription -2.00 example. work values inventory To refract light, higher minus lenses have thicker edges of the lower values of minus lenses. Myopia can deteriorate with time, which means the edges of the lenses will become thicker with each alteration to the recipe. Fortunately, chemists have created a number of new lenses made of organic materials that refraction of light is more effective than traditional organic lenses used in eyeglasses. This implies the use of less material for lenses with a high refractive index for the correction of myopia same values. Advantages of lenses with high index
Thin. Due to the ability to bend more effective for myopia lenses made from high quality material with a high index have thinner work values inventory edges of the same, made by conventional organic material having the same value as a prescription. Light. The thin edges require less material, which reduces the total weight of the lenses. Organic lenses made of high index are lighter than the same traditional organic lenses, so they are more comfortable to wear. Mineral lenses with high index are also thin edges, but the mineral material is heavier in general, so it is not so much difference work values inventory in them, as in organic lenses. Light lenses are more useful in prescriptions for farsightedness, which can make standard lenses severe. The lens with the highest index also have an aspherical design, making them flat and reduces the enlargement work values inventory of the eye, causing the standard lens in diopters for high hyperopia. The choice of lenses with high index
Different versions of thin and light with high index lenses are classified by how well refract light. The ability to diffract light is controlled work values inventory by the "index of refraction" .This is the ratio between the speed of light as it travels through the air and the speed of light, when it passes through a transparent material. If a material passes more light speed slows down, which is good. So the higher refractive index of the material have thinned work values inventory lenses.
High index lenses can be much thinner and lighter, even with high diopter. The three main types of lenses are: without correction (eg sunglasses) in hyperopia and myopia, nd

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Two new APR index for consumer loans novi dva gpr indeksa za potrebitelski houseprice crash krediti ~ News novini
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Rate: Votes: 2 Reads: houseprice crash 3288
With rose 5% consumer loans without surety and 4% of those surety in 2009. The finding is based on the values of the two new indices that complement family Indices MY money with their new MY MONEY indices aim to provide as objectively as trends in prices of consumer loans without guarantors, houseprice crash and guaranteed by the guarantor / s. Both indexes start with a 43-month history, the starting date in the calculations is chosen in May 2006. In his nearly two-year history and two indicators demonstrate interesting and very typical trend. Each of them is characterized by its own peculiarities and clearly shows the behavior houseprice crash of banks in the period from the beginning of the calculation until today. Index on loans with surety houseprice crash characteristic so far linearity and lack of abrupt changes. Perhaps this is due to the fact that these loans are guaranteed and have greater activity of banks in terms of their conditions. The value of the index in December 2009 was 17.59%. This is an increase of 0.70 percentage points, or 4% for 12 months. houseprice crash As to index loan without guarantors, their trends are radically different. While following the general direction of appreciation has certain characteristics. This is cyclical to the crisis. Increased houseprice crash customer interest in this type of loans allow banks to offer different promotions houseprice crash at certain times over the years. Since the crisis trend changed dramatically, cyclicality is not so pronounced, even missing. In parallel, the index value exceeds by more than 1.5 percentage points at its peak before the crisis. In December 2009, the index reached a value of 19.11%. The increase amounts to 0.93 percentage points, which is a 5% increase houseprice crash over the year. For "Index MY MONEY - Consumer loans without guarantors' index averaged annual percentage rate (APR) on a 4-year consumer loans to selected commercial banks in the amount of 3,000 lev and annuity monthly payment. houseprice crash The Index includes 10 banks (which hold over 90% market share in consumer loans in lev) operating on the Bulgarian market. houseprice crash Structure of banks is as follows: 5 banks from Group 5 and Group II banks. Classification of banks in groups according to the criteria of the BNB. The value of the index in December 2009 was 19.11%. For "Index MY MONEY - Consumer loans with surety" index averaged annual percentage rate (APR) on a 4-year consumer loans to selected houseprice crash commercial banks in the amount of 5,000 lev and annuity houseprice crash monthly payment. The Index includes 13 banks (who hold 95% market share in consumer loans in lev) operating on the Bulgarian market. Structure of banks is as follows: 5 banks from Group 8 and Group II banks. Classification of banks in groups according to the criteria of the BNB. The value of the index in December 2009 was 17.59%. For the calculation of the indices are best used deals on selected commercial banks. MY MONEY APR used as a basis for comparison, since it is the only objective criterion which includes not only the declared interest, but all fees and commissions payable by the customer.
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In order to download consumer credit, you need to work on a permanent contract for at least 5-6 months for this employer for proof of future repayment. Another requirement that banks have, which you must meet in order to be granted you the appropriate amount shall be expressed in the following main features: - After completion of the monthly installment houseprice crash must remain at least 100 lev per family member - The debt / net income should be between 40% and 60% - If there is insufficient amount of income you must provide or guarantee or salary transfer, the bank may require a guarantee of a creditworthy entity. For this purpose, you can compare the offers houseprice crash of banks, consumer credit here. Introduced the desired criteria of credit, namely: Currency:

This cycle of the index is problematic because in good years it leads to complacency real estate tr

We know that Bulgaria is not very competitive side (and therefore poor), but it seemed strange information that we abruptly collapsed in competition last year. So Dr. azglezhdam real estate trends 2013 results of "the World Competitiveness Yearbook 2010 IMD", presented yesterday by the CSD.
I immediately noticed that the classification of Bulgaria is too cyclical - in good years the economy had steadily improved ranking (got to 38 place in 2009), real estate trends 2013 while the recession have fallen in the standings (53 place in 2010).
This cycle of the index is problematic because in good years it leads to complacency real estate trends 2013 of politicians real estate trends 2013 that anything is wrong with competition, ie not encourage them to make reforms; in bad years also discourages them to make reforms because practically whatever they do, the index will go down. I'm not saying that the index is bad - but you just have to keep in mind that it includes as indicators that depend directly on government policy, and things that are influenced by other factors.
"IMD assesses Bulgaria 3rd out of 58 economies in telecommunications investment as% of GDP for the sixth speed broadband on the 8th in mobile phone subscribers and 10th in affordability of the monthly rates broadband. "
"The corporate income tax is still the lowest in Europe, study in business confirms that lower corporate tax supports entrepreneurial activity."
Any index of this type is useful if measured "factors" that affect the "result". If the index measures real estate trends 2013 the "result", real estate trends 2013 he became another statistic of past events. In other words - can economic growth real estate trends 2013 be a "factor" for economic growth, not the rate of change of exports is "factor" for the development of exports, etc. "Factors" may be the amount of taxes, speed of administrative services, quality of education, etc.
This shows that basically this index is fake. But there is no room for complacency - recently quoted real estate trends 2013 herein adequate report of the World Economic Forum, and according real estate trends 2013 to which Bulgaria ranks last in EU competitiveness. real estate trends 2013
There are more worrying things there are more terrible things, real estate trends 2013 there are more terrible things, there are more ....... High levels of: corruption, shadow economy, economic real estate trends 2013 crimes, brain drain, leakage real estate trends 2013 of arms and legs, drain ...
@ Mr. Gurov # 6 Straight ste.Svarzano. Not only that, but it is also one of the most important reasons for competitiveness. "There are more interesting things" real estate trends 2013 ... (in red font) For me it is more important. I have experience real estate trends 2013 in writing articles and comments, so please excuse real estate trends 2013 me.
What do you as a competitive company and before the first sale, already indebted to the budget? This miracle of insurance business owner, which by default can only win if a profit is absurd. And it is one of hundreds of absurdities that make absurd doing business in Bulgaria.
Forgive me those of IMD, but something they cloudy concepts. As I watch them orders rankings quite chaotic, not only because we are back. Just how Bulgaria will collapse so much, given that it has become something of the magnitude of the earthquake in Haiti. Which means that either this year our very underestimated or overestimated last us much. May be the second.
Index is one which it is constructed IMD. For the last 5-6, the university was able to enforce it, and unlike that of the World Bank, who read it read it that academics directors of multinational corporations (according to studies). That index includes real estate trends 2013 trivial real estate trends 2013 cycle indicators - international trade, international investment, employment, public finance, etc. and they collapsed does not mean that the index is bad. It just shows what happens with and a highly distorted economy in times of crisis. In the following indicators parties competing countries have found themselves real estate trends 2013 in a better position. This means that you decide to choose them and not Bulgaria. Therefore, the synthetic index your work. As for the "interesting" indicators blogger - speed broadband accessibility monthly rates of broadband access, corporate income tax, they obviously are not considered as such by people who keep their money and are not to fun.
Suppose it is true that the Bulgarian economy real estate trends 2013 is distorted. This does not bode well for the index because it has shown that distortion in advance, and in recent years has created a false rosy picture to investors that the Bulgarian economy is not distorted and that the competition gets her / wrong idea and policy makers also /.
However, I am skeptical

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14.Coca-Cola - hardly need any introduction, but we must spodelim.Koka-Cola

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This chart will show you the 15 most loved brands sveta.Klasatsiyata is made after examination of global communications firm APCO and business strategies Worldwide.Izvodat is a person price per square foot made after a survey price per square foot of 70,000 consumers who were asked what their attitude about 600 of the biggest brands in sveta.APCO Worldwide focused on axis basic emotions that influence consumers: understanding, a sense of accessibility, appropriateness / relevance, admiration, curiosity, assimilation, a sense of power / right and is prepared by gordost.Klasatsiyata calculated index of emotional connectedness (0-100) with the brand of anketite.Chrez data collected is made the Top 100, we will present only a small part of it.
15.DELL - American corporation, which is among the largest companies in the world for maintenance, distribution and manufacturing of computers, ranked the 15th position with emotional index (71.0)
14.Coca-Cola - hardly need any introduction, but we must spodelim.Koka-Cola's largest retailer, distributor and manufacturer of soft drinks in sveta.Tya ranked by respondents to the 14th position with a score of (71.6)
6.Auchan - Groupe Auchan SA is a French multinational distribution company based Croix, Frantsiya.Auchan distributor in 12 countries and has around 270,000 thousand. Sluzhitelya.Tya is ranked with a score of (72.9)
1.The Walt Disney Company - Company "Walt Disney" is one of the largest and most popular American companies of all zabavleniya.Lyubimata company leads the pack with a custom index (74.7)
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